Discretionary passive portfolios

Ten risk-graded model portfolios. Two funds. One clear framework.

Built for financial advisers who need a defensible, low-cost, transparent range of strategies — from Risk Grade 1 (10% equities) to Risk Grade 10 (100% equities).

Passive by design

Every strategy holds a global equity index ETF and a global aggregate bond ETF. No stock picking, no style drift.

Rebalanced quarterly

Drift is monitored daily against a ±2% threshold. A disciplined quarterly rebalance keeps each portfolio on target.

Consumer Duty ready

Fact sheets, quarterly commentary, suitability packs and an audit-ready compliance log — all in one place.